Scotia Moneyback Account |
Scotia One Account |
Basic Banking Plan |
Basic Banking Account |
|
Debit transactions (Interac debit card purchases, bill payments, cheques, account transfers, and ATM cash withdrawals) |
Unlimited self-service transactions 2 free Interac withdrawal from non-Scotiabank ATM/month 1 free teller transaction/month |
Unlimited |
25/month |
12/month (includes up to 4 teller transactions/month) |
Fees for Additional
Transactions |
$1.50 for each additional teller transaction |
None |
$1 for each additional transaction |
$1 for each additional transaction |
Monthly fee |
$14.95 |
$12.95 – waived if daily closing balance is at least $3000 |
$9.95 – waived if daily closing balance is at least $2000 |
$3.95 |
Senior fee |
$10.95 |
$8.95 |
$5.95 |
$0 |
Recordkeeping |
Paperless – no charge Paper statement - $2.00/month Paper statement with cheque image return - $2.50/month |
Paperless – no charge Paper statement - $2.00/month Paper statement with cheque image return - $2.50/month Passbook - $2.00/month |
Paperless – no charge Paper statement - $2.00/month Paper statement with cheque image return - $2.50/month Passbook - $2.00/month |
Paperless – no charge Paper statement – no charge Paper statement with cheque image return – no charge Passbook - $2.00/month |
Interest |
None |
None |
None |
None |
Other benefits |
1% money back on debit purchases (up to $300) Online access to account |
Online access to account |
Online access to account |
Online access to account |